隐匿处储蓄

眼不见，心不烦

You hear of people stashing extra money away in a container way up high on a shelf. Then if something special comes up, they have the money on hand. 好吧, the 元素 隐匿处储蓄 is a way better plan because your money earns dividends instead of just collecting dust on a shelf. You can add to 隐匿处储蓄 all year long and then easily transfer funds to your 元素 checking account when you’re ready to use it. 这是为假日购物存钱的好方法, 海滩度假或其他度假, 孩子的婚礼, or other exciting purchases you’ve been saving for. When you put the money in 隐匿处储蓄, you’re not as tempted to use it for everyday expenses. 

与Hideaway储蓄，您还可以享受:

• 无需每月维修服务费
• Option to request an 元素 ATM card to use at more than 78000年surcharge-free 自动取款机 在世界范围内
• 共享分支访问权限大于 5,000 分支机构 在全国范围内
• 能够管理您的帐户在 利记或手机应用程序 从任何设备
• Convenience of direct deposit of your payroll or federal benefits

与其他储蓄账户相比开户

Compare 隐匿处储蓄 to our other options below.

免维修服务费

The 隐匿储蓄账户 has NO monthly Maintenance Service Charge.

活动费用

For members 25 and older there is a $5 per month 活动费用 assessed if your checking and savings accounts have had no activity for at least 12 months; you have no other active deposit, 贷款, or credit card product with 元素; and deposit balances total $1,000或以下. It is collected from the first checking or savings account that has sufficient funds to satisfy the fee, starting with checking and then moving to savings until the full fee is collected.

是的! It’s easy to do your banking and budgeting with 元素 — no matter where you are. Our goal with 利记 is simple: to provide you with a state-of-the-art digital banking experience that you can count on and is consistent across all devices.

With 元素 利记 and our 手机应用程序, you can:

• Check your balances, 偿还贷款, and transfer money between accounts
• Deposit checks using your phone or computer camera
• 在线查看检查图像
• 24/7/365在线支付账单
• Review your account history with a 14-month electronic archive of statements
• 定位 分行和自动取款机s 你附近
• See your Savvy钱 credit score with any checking account or 贷款
• 支付朋友和家人方便 Zelle® 加上其他 数字钱包选项
• 和更多的

了解利记更多信息 & 手机应用程序

像银行一样，只是更好!

更好的利率. 更少的费用.

因为我们是信用合作社, we return profits to members in the form of reduced fees, 更高的储蓄率和更低的贷款利率.

可信的建议. 新鲜的方法.

We pride ourselves in being a trusted source for financial education. 你的 financial wellness expert will come to your workplace to answer questions and provide you with one-on-one assistance as you navigate the changes that come with each of life's stages.

尊重当地. 在全球范围内访问.

Headquartered in 印第安纳波利斯 since 1930, we rank among the top 3% of credit unions nationally³. We serve members in all 50 states and 50+ countries. You’ll have access to 5,000+ shared 分支机构 在全国范围内 and 78,000+ surcharge-free 自动取款机 globally.

高科技. 人类接触.

我们的技术使使用元素进行银行业务变得简单. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.

开始

开始就像1-2-3一样简单!

1. 网上开户- Open an account online in as little as 10 minutes. 或打电话 1-800-621-2105 开始吧. Have your government-issued ID (driver’s license, 状态标识, or passport) and your Social Security number ready.
2. Check your email - You will receive an email within one business day to notify you of account approval. 就是这样! 你的 隐匿储蓄账户 现在开放了.
3. 注册利记- 轻松查看余额, 偿还贷款, pay bills and transfer money between accounts from your smartphone, 平板电脑, 笔记本电脑或台式机. 了解更多关于利记的信息.

开户